Financing with Our Dealership

John Megel Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New John Megel Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

John Megel Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Finance Offers, Value Your Trade at John Megel Ford Near Clayton, GA

Getting a new Ford model is supposed to be a fun and exciting time. There's nothing like that new car smell. Plus, getting to check out all the latest features is a thrill. Unfortunately, vehicle financing can sometimes be confusing. At John Megel Ford, our finance professionals are here to make the process as simple and stress-free as possible outside Cleveland, GA.

Buying New, Used with Current Vehicle to Trade

Buying a new Ford or used vehicle involves obtaining conventional financing. It's a great route for those who take pride in ownership. And once you make that last monthly payment, it's yours. In the meantime, you're free to drive your new vehicle as many miles as you'd like each year, and you can modify it with accessories and upgrades that reflect your style. You can even trade or sell it at any time given our online, value your trade tool.

Leasing Your New Ford Model Near Dahlonega, GA

When you lease a new vehicle, you won't own it. Instead, you'll be making monthly payments to cover the depreciation that occurs while the car is in your possession. Most lease terms are for three years. The good news is your payments will be less than if you were buying the vehicle. You can also likely afford more features and amenities. Plus, you'll be driving the vehicle in its most maintenance-free years, keeping costs low.

John Megel Ford - Financing, Leasing Options Abound Outside Clarkesville, GA

We hope you now have a better idea of the best financing option for your situation. Visit us to see our wide selection of vehicles and all those related finance offers and lease deals. And consider trading a current vehicle to lessen monthly payments going forward.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. John Megel Ford

    2742 US-129
    Cleveland, GA 30528

    • Sales: 706-725-7133
Loading Map...

Get in Touch

  • Contact our Sales Department at: 706-725-7133
  • Monday8:30am-7pm
  • Tuesday8:30am-7pm
  • Wednesday8:30am-7pm
  • Thursday8:30am-7pm
  • Friday8:30am-7pm
  • Saturday8am-6pm
  • SundayClosed